You may have heard of the 11-word phrase (“Please cease and desist all calls and contact with me, immediately”) used to stop debt collectors if you are dealing with debt and have received calls from debt collectors. However, what exactly is the 11-word credit loophole and how effective is it? What can you say to … Read more
With 80% of Americans dealing with some kind of debt, you’re not alone if you’re struggling to pay off loans or credit cards. It can be frustrating to balance paying off debt with the life you want to live, but it’s necessary. With a few small changes, you can pay off your debts without upending your entire … Read more
Are you receiving harassing daily calls from collection agencies asking for payments? Maybe your account isn’t yet in collections but the credit card company is beginning to call on a regular basis. Whatever the case is, you are beginning to wonder about how to deal with debt collectors. These companies can be ruthless, some going … Read more
Americans currently have $12.58 trillion dollars worth of debt. Out of that amount, $412 billion is seriously delinquent. There are a few ways we can work down that debt. We can find part-time work, sell off items we no longer need or declare bankruptcy. We can also consider debt consolidation. There are pros and cons to … Read more
Over half of young adults that went to college in 2018 took on debt. If you are one of the many people that have student debt, it can be very stressful to be under the weight of paying off thousands of dollars in debt from going to school. We are here to help you see the … Read more
Do you feel weighed down by debt? Do you feel like you need a way out of your debts, but don’t know how to get out of debt without filing for bankruptcy? Though the bankruptcy process can be long and complicated, filing for bankruptcy isn’t your only option. You can get out of debt without … Read more
Studying in the UK can be a dream come true for many international students. However, the high cost of tuition and living expenses can be a major barrier. One way to finance your studies is to apply for a student loan. But can international students get student loans in the UK? The answer is yes, … Read more
Are you struggling to pay off your loans? Don\’t worry, you\’re not alone. Millions of people are in debt, and it can be tough to know how to get out of it. But there is hope. There are many ways to reduce your loan costs and pay off your debt faster. In this article, we\’ve … Read more
Student loan debt is a major problem in the United States. The average borrower owes over $30,000 in student loans, and many borrowers are struggling to make their monthly payments. In recent years, there has been a surge in the number of student loan debt relief services. These services promise to help borrowers reduce their … Read more