Learn strategies for whittling down what you owe, and get insight into the best approach depending on your debt load. There are several options for paying off debt, and that can sometimes feel overwhelming. You might be thinking about a DIY strategy combined with budgeting and side hustles to increase your income. Maybe you’re contemplating … Read more
Find ways to make more money, look into debt consolidation and know what motivates your payoff goal. Getting out of debt is something you can do yourself with the right tools and motivation. Take it from those who’ve been there. The people profiled in NerdWallet’s How I Ditched Debt series tackled thousands of dollars of … Read more
Debt is money owed by one party to another. How best to handle your debt depends on the type of debt you have. At its simplest, debt is defined as money owed by one party to another. But it can get complicated fast. Depending on your circumstances, debt can be a useful financial tool or … Read more
You may have heard of the 11-word phrase (“Please cease and desist all calls and contact with me, immediately”) used to stop debt collectors if you are dealing with debt and have received calls from debt collectors. However, what exactly is the 11-word credit loophole and how effective is it? What can you say to … Read more
With 80% of Americans dealing with some kind of debt, you’re not alone if you’re struggling to pay off loans or credit cards. It can be frustrating to balance paying off debt with the life you want to live, but it’s necessary. With a few small changes, you can pay off your debts without upending your entire … Read more
Are you receiving harassing daily calls from collection agencies asking for payments? Maybe your account isn’t yet in collections but the credit card company is beginning to call on a regular basis. Whatever the case is, you are beginning to wonder about how to deal with debt collectors. These companies can be ruthless, some going … Read more
Americans currently have $12.58 trillion dollars worth of debt. Out of that amount, $412 billion is seriously delinquent. There are a few ways we can work down that debt. We can find part-time work, sell off items we no longer need or declare bankruptcy. We can also consider debt consolidation. There are pros and cons to … Read more
Over half of young adults that went to college in 2018 took on debt. If you are one of the many people that have student debt, it can be very stressful to be under the weight of paying off thousands of dollars in debt from going to school. We are here to help you see the … Read more
Do you feel weighed down by debt? Do you feel like you need a way out of your debts, but don’t know how to get out of debt without filing for bankruptcy? Though the bankruptcy process can be long and complicated, filing for bankruptcy isn’t your only option. You can get out of debt without … Read more
Sometimes, life can become challenging when financial issues arise and you find yourself without any source of funds. Coffee Break Loans is aware of these situations and understands that unexpected expenses can come our way. This understanding led them to establish their company, offering fast and convenient loan options tailored to your specific needs. The … Read more