If I have take-home pay of, say, $3,000 a month, how can I pay for housing, food, insurance, health care, debt repayment and fun without running out of money? That’s a lot to cover with a limited amount, and this is a zero-sum game. The answer is to make a budget. What is a budget? … Read more
The Internet has made it easier than ever to start a business. A simple idea can spur disruptive empires seemingly overnight. Even the oddest ideas have merit as you’re bound to find an audience somewhere out there on the Web. But: The ease of starting a business is equally shared with your competition. It often … Read more
Did you know that the average American overspends by $7,429 per year? Overspending is a very real issue many people struggle with, but for many of us, it’s also perfectly preventable. How, you may ask? By establishing and following a weekly budget! As boring as it might sound, taking some time to set a budget is … Read more
If you’ve recently joined the ranks of the nearly 20 million college students in America, you have a lot to be excited about. Classes, friendships, and parties- all essential parts of the university experience that you don’t want to miss out on. One experience that you’re probably totally fine living without, though, is the week-to-week painful budgeting … Read more
Having a budget is a good way to grasp where your money is going. Although the idea of using one can feel somewhat limiting, it can actually give you more freedom if done properly. As you save up more money from creating a budget, you can work toward and eventually reach your financial goals. Here … Read more
Almost everyone wants to save money, and make their budget go farther. Stretching your dollar with finance and budgeting hacks can help get the most bang for your buck. While we could suggest things like don’t spend more than you have, which surprisingly has a need to be said more often than one might expect, … Read more
Have you ever felt like there are more days in the month than money in your pocket? This can happen due to a lack of financial planning. Before you apply for an emergency loan at the last minute, you can create a monthly budget to organize your finances and track where your money goes each month. … Read more
Over 57.3 million Americans currently engage in some form of freelance work, and research shows that the majority of workers will freelance by 2027. For a new freelancer, it can be scary to navigate money and create an effective budget guide when your income isn’t always steady. Fortunately, we’ve got the guide to help you learn how … Read more
According to one study, 1 in 4 Americans said that it was difficult to afford prescription medications. While medications can be expensive, sometimes it’s necessary to have them. Do you need medication, but don’t have a lot of extra funds? In this guide, discover how to save on prescriptions. 1. Get Generic Drugs One thing you … Read more
If you’ve ever wondered, “How much does a wedding cost these days?”, we have a surprising statistic for you. The average American wedding costs $34,000. We’ll give you a minute to pick your jaw up off of the floor. If you have other plans for your life savings, you’ll want to learn how to plan a wedding … Read more