10 Best Budgeting Apps for College Students (2023) - ClayWallet

10 Best Budgeting Apps for College Students (2023)

Being a college student can be expensive. Between tuition, room and board, books, and other expenses, it can be hard to make ends meet. But there are a few things you can do to save money, and one of the best is to use a budgeting app.

Budgeting apps can help you track your spending, set financial goals, and make sure you\’re not overspending. They can also help you save money by tracking your spending habits and identifying areas where you can cut back.

10 Best Budgeting Apps for College Students

Here are 10 of the best budgeting apps for college students:

1. Mint

Mint is one of the most popular budgeting apps for college students on the market. It\’s free to use, and it connects to your bank accounts and credit cards so you can track your spending in real time. Mint also offers a variety of features to help you save money, such as bill reminders, budget alerts, and financial advice.

Here are some of the features that make Mint a good budgeting app for college students:

  • Easy to use: Mint is very easy to use, even for people who are new to budgeting. The interface is simple and straightforward, and the app walks you through the setup process step-by-step.
  • Connects to your bank accounts and credit cards: Mint connects to your bank accounts and credit cards so you can see all of your financial activity in one place. This makes it easy to track your spending and identify areas where you can cut back.
  • Offers a variety of features to help you save money: Mint offers a variety of features to help you save money, such as bill reminders, budget alerts, and financial advice. These features can help you stay on track with your budget and make sure you\’re not overspending.
  • Is free: Mint is free to use, which is important for college students on a budget.

Why is Mint a good budgeting app for college students?

Mint is a great budgeting app for college students because it\’s easy to use and offers a variety of features to help you save money. Mint is also free, which is important for college students on a budget.

2. Goodbudget

Goodbudget is another popular budgeting app that uses the envelope budgeting method. This method involves dividing your money into different categories, such as \”groceries,\” \”transportation,\” and \”entertainment.\” Then, you can track your spending in each category and make sure you\’re not overspending.

Goodbudget is a great option for college students because it\’s easy to use and affordable. The free version of Goodbudget allows you to create 20 envelopes, which is enough for most college students. If you need more envelopes, you can upgrade to the Plus plan for $7 per month or $60 per year.

Goodbudget also offers a number of features that make it a great option for college students, including:

  • Syncing with your bank account: Goodbudget can sync with your bank account so you can track your spending in real time. This is a great way to make sure you\’re not overspending and to see where your money is going.
  • Collaborative budgeting: Goodbudget allows you to share your budget with others, which is a great way to stay on track with your budget and to help each other save money.
  • Budgeting reports: Goodbudget provides you with budgeting reports that show you where your money is going and how you can save money. These reports are a great way to track your progress and to make sure you\’re on track with your financial goals.

Overall, Goodbudget is a great budgeting app for college students. It\’s easy to use, affordable, and offers a number of features that can help you save money.

If you\’re a college student looking for a budgeting app to help you save money, Goodbudget is a great option. It\’s easy to use, affordable, and offers a number of features that can help you reach your financial goals.

3. EveryDollar

EveryDollar is another best budgeting app for college students that\’s based on the zero-based budgeting method. This method involves allocating every dollar of your income to a specific expense. This can help you stay on track with your budget and make sure you\’re not overspending.

Being a college student can be expensive. Between tuition, room and board, books, and other expenses, it can be hard to make ends meet. But there are a few things you can do to save money, and one of the best is to use a budgeting app.

Check this out!  5 Budgeting Tips to Help You Manage Your Money in 2023

Why EveryDollar is the Best Budgeting App for College Students

There are many reasons why EveryDollar is one of the best budgeting apps for college students. Here are just a few:

  • It\’s free to use. You can use EveryDollar for free, even if you\’re a student.
  • It\’s easy to use. Even if you\’re not good with numbers, you can easily use EveryDollar to track your spending and create a budget.
  • It\’s mobile-friendly. You can use EveryDollar on your phone or tablet, so you can track your spending on the go.
  • It offers a variety of features. In addition to tracking your spending and creating a budget, EveryDollar also offers a variety of other features, such as bill pay, goal setting, and financial advice.

Here are some additional tips for using EveryDollar:

  • Start small. Don\’t try to track every penny you spend right away. Start by tracking your major expenses, and then gradually add more categories as you get more comfortable with the app.
  • Be consistent. The key to success with EveryDollar is to be consistent with your tracking. Try to track your spending every day, or at least every few days.
  • Don\’t be afraid to adjust your budget. Your budget is a living document. As your expenses change, you\’ll need to adjust your budget accordingly.

As a college student looking for a way to save money, EveryDollar is a great option. It\’s free to use, easy to use, and mobile-friendly. It also offers a variety of features that can help you track your spending, create a budget, and save money.

4. YNAB

YNAB (You Need a Budget) is a popular budgeting app that\’s known for its comprehensive features. YNAB offers a variety of budgeting tools, including the ability to create custom categories, set financial goals, and track your spending history.

YNAB uses the zero-based budgeting method. This method involves allocating every dollar of your income to a specific expense. This can help you stay on track with your budget and make sure you\’re not overspending.

Why is YNAB a good budgeting app for college students?

There are a few reasons why YNAB is a good budgeting app for college students:

  • It\’s easy to use. YNAB is designed to be easy to use, even for people who are new to budgeting.
  • It\’s comprehensive. YNAB offers a variety of features to help you track your spending, set financial goals, and make sure you\’re not overspending.
  • It\’s affordable. YNAB offers a free trial and a monthly subscription plan.

YNAB is a great budgeting app for college students. It\’s easy to use, comprehensive, and affordable. If you\’re looking for a way to save money, YNAB is a great option.

Here are some additional benefits of using YNAB:

  • It can help you pay off debt faster. By tracking your spending and making sure you\’re not overspending, you can free up more money to put towards your debt payments.
  • It can help you save for the future. By setting financial goals and tracking your progress, you can stay on track to reach your financial goals.
  • It can help you reduce stress. Knowing where your money is going and being confident that you\’re not overspending can help reduce stress about your finances.

If you\’re a college student looking to save money, YNAB is a great option. It\’s easy to use, comprehensive, and affordable. With YNAB, you can take control of your finances and start saving money today.

5. Wally

Wally is a free budgeting app for college students. It\’s easy to use, and it offers a variety of features to help you track your spending and save money. Wally also offers a social media feature that allows you to connect with friends and share your budgeting goals.

Wally also offers a variety of other features, including:

  • Bill reminders: Wally can send you bill reminders so you don\’t forget to pay your bills on time.
  • Budget alerts: Wally can send you budget alerts if you\’re overspending in a particular category.
  • Charts and graphs: Wally can generate charts and graphs to help you visualize your spending.

Why is Wally is a good budgeting app for college students?

Here are some of the reasons why Wally is one of the best budgeting apps for college students:

  • It\’s free. Wally is a free app, so you don\’t have to worry about spending money on a budgeting app.
  • It\’s easy to use. Wally is designed to be easy to use, even for people who are new to budgeting.
  • It offers a variety of features. Wally offers a variety of features to help you track your spending and save money, including the ability to create custom categories, set financial goals, and track your spending history.
  • It\’s social. Wally allows you to connect with friends and share your budgeting goals. This can help you stay motivated and on track with your budget.
Check this out!  How to Create a Monthly Budget in 5 Steps

Wally is a great budgeting app for college students. It\’s free, easy to use, and offers a variety of features to help you track your spending and save money. If you\’re looking for a budgeting app to help you stay on track with your finances, Wally is a great option. So what are you waiting for? Download Wally today!

6. PocketGuard

PocketGuard is a budgeting app that\’s known for its user-friendly interface. It\’s easy to set up and use, and it offers a variety of features to help you track your spending and save money. PocketGuard also offers a free version and a premium version.

One of the best things about PocketGuard is that it\’s free to use. The free version offers all the basic features you need to track your spending and create a budget. If you want more features, you can upgrade to PocketGuard Plus for $4.99 per month or $34.99 per year.

PocketGuard offers a variety of features that can help you save money, including:

  • Automatic bill tracking: PocketGuard automatically tracks your bills and upcoming due dates. This helps you stay on top of your bills and avoid late fees.
  • Budgeting tools: PocketGuard makes it easy to create a budget and track your spending. You can create custom categories for your spending and set spending limits.
  • Savings goals: PocketGuard can help you set savings goals and track your progress. You can create multiple savings goals and track your progress towards each goal.
  • Transaction alerts: PocketGuard can send you alerts when you\’re approaching your spending limits or when you make a purchase in a certain category. This helps you stay on track with your budget and avoid overspending.

PocketGuard is included as on of the best budgeting apps for college students because it\’s easy to use and offers a variety of features to help you save money. It\’s also free to use, so you can try it out without any risk.

If you\’re looking for a budgeting app to help you save money, PocketGuard is a great option. So what are you waiting for? Give PocketGuard a try today!

7. Albert

Albert is a budgeting app that uses artificial intelligence to help you save money automatically. Albert connects to your bank account and credit cards, and then uses AI to track your spending and identify areas where you can cut back. Albert then automatically transfers money from your checking account to your savings account.

Albert is free to use, but there is a premium version that offers additional features, such as bill negotiation and guided investing. The premium version costs $4 to $16 per month.

What are the benefits of using Albert?

There are many benefits to using Albert, including:

  • It\’s easy to use. Albert is designed to be easy to use, even if you\’re not familiar with budgeting.
  • It\’s automatic. Albert automatically transfers money from your checking account to your savings account, so you don\’t have to remember to do it yourself.
  • It\’s personalized. Albert learns your spending habits and adjusts your budget accordingly.
  • It\’s secure. Albert uses bank-level security to protect your financial information.

Conclusively, Albert is a great budgeting app for college students who are looking to save money. It\’s easy to use, automatic, and personalized. Albert is also secure, so you can be confident that your financial information is safe.

Here are some additional details about Albert:

  • Albert is available on iOS and Android devices.
  • Albert has over 1 million users.
  • Albert has been featured in The Wall Street Journal, Forbes, and The New York Times.

If you\’re a college student looking to save money, I highly recommend trying Albert. It\’s a great way to get started with budgeting and reach your financial goals.

8. Dollarbird

Dollarbird is another great budgeting app for college students. It uses charts and graphs to help you track your spending and make sure you\’re on track with your budget. Dollarbird also offers a variety of features to help you save money, such as bill reminders and budget alerts.

Here are some of the features of Dollarbird that make it a good choice for college students:

  • Calendar-based interface: The calendar-based interface makes it easy to see where your money is going and to make sure you\’re not overspending in any particular category.
  • Free: There\’s no cost to use Dollarbird, so you can start budgeting right away without having to worry about spending any money.
  • Flexible: Dollarbird can be customized to fit your individual needs. You can create custom categories, set financial goals, and track your spending history.
  • Visual: Dollarbird uses charts and graphs to help you visualize your spending. This can be helpful for identifying areas where you can cut back or save more money.

Why is Dollarbird a good budgeting app for college students?

There are a few reasons why Dollarbird is a good budgeting app for college students:

  • It\’s easy to use. The calendar-based interface is simple and intuitive, making it easy to get started with Dollarbird.
  • It\’s free. There\’s no cost to use Dollarbird, so you can start budgeting right away without having to worry about spending any money.
  • It\’s flexible. Dollarbird can be customized to fit your individual needs. You can create custom categories, set financial goals, and track your spending history.
  • It\’s visual. Dollarbird uses charts and graphs to help you visualize your spending. This can be helpful for identifying areas where you can cut back or save more money.
Check this out!  How To Create A Weekly Budget: All The Steps To Take

If you\’re interested in trying Dollarbird, you can download it for free from the App Store or Google Play.

9. Goodbudget Classic

Goodbudget Classic is a free budgeting app that\’s designed for people who want to use the envelope budgeting method. This method involves dividing your money into different categories, such as \”groceries,\” \”transportation,\” and \”entertainment.\” Then, you can track your spending in each category and make sure you\’re not overspending.

Goodbudget Classic is easy to use and offers a variety of features to help you track your spending and save money. You can create custom categories, set financial goals, and track your spending history. You can also sync your bank accounts and credit cards so you can track your spending in real time. It\’s also a great way to learn the basics of budgeting and financial management.

Here are some of the key features of Goodbudget Classic:

  • Envelope budgeting: This is the foundation of Goodbudget Classic. You create envelopes for each of your spending categories, and then you track your spending by moving money from your budget to your envelopes.
  • Bank sync: You can connect your bank accounts and credit cards to Goodbudget Classic so that your spending is automatically tracked.
  • Goals: You can set financial goals in Goodbudget Classic, and the app will help you track your progress towards your goals.
  • Reports: Goodbudget Classic provides a variety of reports that you can use to track your spending and see where your money is going.

Goodbudget Classic is a great way to get started with budgeting. It\’s free, easy to use, and offers a variety of features to help you track your spending and save money. If you\’re a college student, I highly recommend giving it a try.

10. Simple

Simple is a budgeting app and bank account that\’s designed to help you save money and simplify your finances. It offers a variety of features, such as bill pay, budgeting tools, and financial advice. Simple also offers a free checking account and a high-yield savings account.

Simple works by connecting to your bank accounts and credit cards. Once your accounts are connected, Simple will automatically track your spending and categorize your expenses. You can then use Simple\’s budgeting tools to set financial goals and track your progress.

What are some of the features of Simple?

Some of the features of Simple include:

  • Bill pay: Simple allows you to pay your bills online or through the app.
  • Budgeting tools: Simple offers a variety of budgeting tools to help you track your spending and set financial goals.
  • Financial advice: Simple offers financial advice articles and videos to help you learn more about personal finance.
  • High-yield savings account: Simple offers a high-yield savings account that earns you more interest on your money.

Why is Simple a good budgeting app for college students?

Simple is a great budgeting app for college students for a number of reasons:

  • It\’s easy to use. Simple is designed to be simple and easy to use, even for people who are new to budgeting.
  • It\’s free. Simple is a free app, so you can use it without having to worry about any monthly fees.
  • It offers a variety of features. Simple offers a variety of features to help you track your spending, set financial goals, and save money.
  • It\’s secure. Simple is a secure app that uses bank-level encryption to protect your personal information.

Simple is a great budgeting app for college students who are looking for an easy-to-use, free app with a variety of features. If you\’re looking for an app that can help you track your spending, set financial goals, and save money, then Simple is a great option.

Final Verdict

Budgeting apps can help college students save money by tracking spending, setting financial goals, and identifying areas where they can cut back. Some popular budgeting apps for college students include Mint, Goodbudget, EveryDollar, YNAB, Wally, PocketGuard, Albert, Dollarbird, Goodbudget Classic, and Simple. The best app for you will depend on your individual needs and preferences.

Here are some tips for choosing a budgeting app:

  • Consider your budget goals. What are you hoping to achieve with a budgeting app? Do you want to save money on groceries? Pay off debt? Save for a down payment on a house?
  • Think about your budget style. Do you prefer to track your spending manually or automatically? Do you like to use charts and graphs to visualize your spending?
  • Consider your budget budget. Some budgeting apps are free, while others require a monthly or annual subscription.

Once you\’ve chosen a budgeting app, start using it right away! The sooner you start tracking your spending, the sooner you\’ll be able to see where your money is going and make changes to save money.

[web_stories_embed url=\”https://claywallet.com/web-stories/best-budgeting-apps-for-college-students/\” title=\”10 Best Budgeting Apps for College Students (2023)\” poster=\”https://claywallet.com/wp-content/uploads/2023/07/cropped-20230717_054441.jpg\” width=\”360\” height=\”600\” align=\”none\”]

Leave a Comment